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Issues Getting Individual Insurance?


Tue, April 08, 2008 8:46 PM

I just recently left my full time job and benefits to start my own business. COBRA is extremely expensive ($550)... so I thought I would file for personal individual insurance. I have applied with 4 insurance companies-- so far been denied by two. Reason being: I have colitis and I am considered a risk candidate.

Does anyone have any suggestions on how I can get coverage?

Thank you.

FPO living with cc
Joined Mar 16, 2008

Mon, May 05, 2008 5:55 AM

 Reply posted for living with cc.

Some states such as MA and WA have insurance that is state sponsered, but not welfare or SSI. It is more affordable that traditional insurance.  I would check on your state.

FPO lxslxandr
Joined Apr 29, 2008

Wed, April 30, 2008 8:48 PM

 Reply posted for living with cc.

i sent tyou a message in the forum to maria instead of you  so please read.
thanks

FPO tigers2
Joined Apr 13, 2008

Wed, April 30, 2008 8:47 PM

 Reply posted for maria.

i'm sorry for ssending you the message i meant to send it to the otherperson
sorry.

FPO tigers2
Joined Apr 13, 2008

Wed, April 30, 2008 8:44 PM

 Reply posted for maria.

Good luck if you have crohn's or uc diease you are considered uninsurable
in the eyes of the insurance world i have had crohn's for 8years and lost my insurance last year 07 due to them raising prems so i couldn't afford it they raised my rates to 886.00 per month just for me, my husband was self-employed at the time.I tried getting other ins thu my job but atena said i would cause my company's prems to increase by 53% and he would insure me anyway.So as of now i have no insurance and can't get any.
GOOD LUCK with your insurance Venture. letme know if you're able to find any thing i live in GA. thanks

FPO tigers2
Joined Apr 13, 2008

Wed, April 16, 2008 3:27 PM

 Reply posted for living with cc.

have you tried your local chamber of commerce or the better buisness bureau for you county/state. i hear these places may be able to help you with your insurance dilema.

FPO maria
Joined Apr 8, 2008

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