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Life Insurance for Colitis Patients?


Sat, January 08, 2011 4:53 PM

Are there any life insurance companies that have decent term life insurance rates for colitis patients? Please let me know

FPO larryrph78
Joined Dec 30, 2010

Wed, January 26, 2011 7:29 PM

 Reply posted for larryrph78.

I think your last reply was wrong. Unless different parts of the country have different standards. My husband works for State Farm Insurance and has for 8 years. I have a 20 year term policy that I got after being diagnosed with ulcerative colitis. I was not rated as high but I got it!!!  I'm sure there are other companies as well, you just won't have a high rating, so may pay a little more. If you have more questions, let me know.

FPO anastasia
Joined Jul 22, 2008

Sun, January 23, 2011 2:44 PM

 Reply posted for larryrph78.

i got a nice policy that i get everything from car to house.  the name of the company i     ANPAC    Not sure about which states they are out of.  I think all i did was a physical and little blood work, but other than that had no problems with them.  If you are interested just get back with me and i can get you the info for them.

FPO vortex7435
Joined Dec 12, 2009

Sun, January 23, 2011 12:11 PM

 Reply posted for larryrph78.

try west coast life insurance  thats who i get mine through its a little more expensive than if you are healthy but nobody else would cover me because of the crohns

FPO rainwolf
Joined Jan 23, 2011

Mon, January 10, 2011 10:04 PM

 Reply posted for larryrph78.

No, life insurance really is not available for Crohn's/UC patients who are presently or recently been on biologics.  Being in the insurance industry myself, I have investigated and have not found anything except the little bit you get through work benefits.

B.

FPO da gassman
Joined Jan 10, 2009

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